COVID 19 – Resources, links, support
Message from the Chamber
We are full steam ahead and with these rapidly changing circumstances due to the impact of COVID 19, It is affecting numerous businesses.
It is exactly at times like this that we all need to stick together and stay connected and engaged.
Our bricks and mortar office is again open, please hand sanitise to keep us all safe prior to entering.
Our office number is (08) 9734 4817 Our operational hours are still Mon – Fri, 9am til 3pm.
- Chamber gift vouchers can still be purchased or redeemed by posting to 13 Forrest St Collie, emailing us at email@example.com or popping into the office
- You can pop into the office, call or email in regards to either the hardcopy 2020/21 Collie Business and Telephone Directory or the online version.
This is an ever-changing situation that is affecting us all, however we are all in this together.
CCCI recommends that we all follow public authority guidelines and advice to continue operations and want you to know we are doing everything that we can to ensure our members are informed and supported.
I encourage you to contact us with your business information in this current environment as we have the means to market this to the Collie Community. Tag us in your Facebook posts, email us your new operation hours, ring us if you need support or can’t find out information. We are here for you.
We will continue to share updated information via our website, newsletters and social media and via our various communication channels and encourage you to share these with your staff.
Information on the stimulus packages
If you need help deciphering the small business stimulus information. Call the Small Business Development Corporation on 13 31 40 or (08) 6552 3300. They will have an advisor to help you. Their office is open 8.30am – 4.30pm Monday to Friday.
Click here for information on the small business stimulus packages . You can get a break down of the stimulus packages available by contacting the Advisors at the SBDC.
Job Keeper Payment
Simplified video explanation to let you know if your eligible click here.
Businesses impacted by the coronavirus (their turnover will be reduced by more than 30 per cent relative to a comparable period a year ago (of at least a month)) will be able to access a subsidy from the Government to continue paying their employees. Affected employers will be able to claim a fortnightly payment of $1,500 per eligible employee from 30 March 2020, for a maximum period of six months. This includes eligible employees that have been stood down or re-hired. Businesses without employees that meet turnover tests, such as the self-employed, can also register their interest in applying for the JobKeeper Payment, Go to the ATO site and register.
Extension of time to enrol for the JobKeeper scheme
The Commissioner has extended the time to enrol for the initial JobKeeper periods, from 30 April 2020 until 31 May 2020.
Click here: to link to the ATO JobKeeper website.
JobKeeper Payment - eligibility and application process webinar.
Expanded eligibility for job seeker payment for sole traders
Eligible sole traders will be granted access to the job seeker allowance, which now includes an additional coronavirus supplement of $550 per fortnight for the next six months.
The standard waiting periods and asset tests will be waived to allow quicker access to these payments. Individuals will still be able to keep operating their businesses and earn up to $1,075 per fortnight before their payments are affected. On 30 March, it was announced that the income test for partners of jobseekers will be increased from $48,000 to $79,762 to provide greater access.
- Sole traders
- Contract workers who meet income tests
- Casual workers.
- Jobseeker payment without having to apply for jobs
- Plus supplement of $550 per fortnight for a limited period
- Reduced means testing
- Reduced waiting period.
- Applications through Centrelink channels from 27 April
- Centrelink are improving resources to deal with overload
- Logic suggests if you have no income already, and no resources, Centrelink should be your first port of call immediately. Read more
When will it be received? After your application has been approved via the Services Australia website.
Cash flow payment for employers
Eligible small businesses that withhold income tax from employee salaries and wages and pay it to the Australian Taxation Office can receive a payment equal to 100 per cent of the amount withheld, up to a maximum payment of $50,000. A minimum payment of $10,000 may be available to businesses that pay wages but are not required to pay tax.
Who is eligible? Businesses with a turnover of less than $50 million that employ staff between 1 January 2020 and 30 June 2020.
When will it be received? Eligible businesses will automatically receive payments of up to 100 per cent of the amount withheld via their business activity statements (BAS) or instalment activity statement (for PAYG) from 28 April 2020, with refunds to be paid within 14 days after that date.
- Turnover less than $50 million
- Withholding tax from employees
- Business must have been established prior to 12 March 2020
- The business must be active.
- 100% of PAYGW for the period January to March 2020 will be rebated back to the employer up to a maximum of $50,000
- A minimum payment of $10,000 applies
- For the period April to October 2020 an additional payment equal half of the prior quarter benefit.
- Businesses will receive the payment as an automatic credit from 28 April 2020, after lodging activity statements
- If the benefit exceeds the BAS obligation, the ATO will refund within 14 days
- There are different methods for monthly reporters but the benefit outcomes are the same
- Benefits are tax-free.
PAYG Withholding Benefits for Employers – Click here
Payroll tax relief measures from WA Government: Click here
- If your annual payroll is between $1m and $4m, the State make a payment to you of $17,500.
- You don’t have to do anything to gain this payment, it will be made by cheque in July – check your address is correct in Revenue Online.
- You may also be eligible to defer March to June payments until July.
- You have to apply for this measure at:
Application to defer payroll tax. Click here
Support for employers of apprentices – Click here
- If you employ an apprentice, who’s been with you prior to March 1 2020 and have less than 20 full time employees, you can receive up to $21,000 spread across the first 3 quarters of 2020.
- You can register for the subsidy from 2nd April 2020.
- Final claims can be lodged up until 31st December 2020
- Other benefits may apply – check with your Apprenticeship Support provider.
Australian Banking Association Support
- Deferral of repayments
- Extension of loans
- Debt consolidation
- New finance for small business supported by partial government guarantees
- Contact your lender direct – most have special help lines
For those who have hit expansion mode
- Businesses with annual turnover up to $500 million are able to write off the full capital cost of assets purchased up to $150,000 in the current year.
- This applies to assets purchased before June 30, 2020
- 50% accelerated first year depreciation for plant and equipment purchased and installed before 30 June, 2021.
Standing down employees
- Construction, hairdressing and restaurant/tearooms awards have stand down clauses. You may stand employees down subject to award terms. For detail Click here
- Other industries, for sole traders, unincorporated trust and partnerships, see guidance on Commerce WA – Click here it covers every question.
- Other industries, for companies and incorporated trusts, see guidance from Fair Work Australia – Click here
Early Access to Superannuation
- Be unemployed
- Made redundant
- Working hours reduced by 20% or more, or a Sole trader turnover reduced by 20% or more or your business was suspended due to COVID-19.
- Up to $10,000 before 1 July 2020, and
- Up to a further $10,000 from 1 July 2020 for approximately 3 months.
- Apply from mid-April 2020
- Apply through myGov and certify your eligibility
- The ATO will process the application and advise your super fund to release.
- Make sure your super fund has your correct bank details.
RCCIWA Covid 19 Impact Survey 3.
We have developed our third survey on the Impact of COVID 19 to Regional Businesses in WA. We encourage all of our local businesses to complete it. This survey will close this Friday May 1st at 5pm.
The purpose of these ongoing surveys is to generate real information to assist our Governments and the private sector in the continuing development of policy, relief measures, stimulus packages and support services to try and mitigate the economic damage and impact we are facing. They are seeking and receiving our results, and the information and data collected is used to form actions and influence policy. This is genuine and real time information directly from regional businesses in WA, and it is a critical resource that is being well utilised.
To take the survey please click on the link below.
Results of the first two RCCIWA Covid-19 impact surveys are below.
How are you using quarantine time?
There is nothing wrong with a well-earned breather. In fact, its a great idea to have one, but as we spend all this time at home, its a great opportunity to take advantages of the free online courses available at the moment to up skill and work on your business.
The Small Business Development Commission (SBDC) are offering FREE small business workshops which are being delivered online as live webinars. They are free of charge, so that as many WA small business owners as possible can benefit. Click here
Google’s Digital Garage offer a range of free learning content designed to help grow your business or jumpstart your career. You can learn by selecting individual modules, or dive right in and take an entire course end-to-end. Click here
FACEBOOK have launched, Building on the success of our Boost with Facebook program (formerly Community Boost), we are taking this free digital education program online and bringing the Boost with Facebook program direct to Australians, in the comfort of their own home. Through our new Boost with Facebook Australia Group, small businesses and community leaders alike will have access to weekly Facebook Live workshops, we will share how to build a business on Facebook and Instagram, best practice case studies from Australians and personalised Blueprint Learning pathways to continue your online learning journey in your own time. Check out the details on on FB page and newsletter.
Emergination – Justin Davies (a previous Collie local) is providing some free resources to help as many businesses as possible get through this new environment. He is also offering two free training courses, normally $200 each, to anyone who needs them. You need to register by the end of this month (April). here
Do you want to know more about Shopificaching? It enables you to make purchasing decisions based on your values. For the first time in history you will be able to see the values upheld by suppliers you purchase from so you can make more informed decisions about how you spend your money. Watch the Youtube clip here by Dean Strautins.
Coursera have teamed up with companies and universities globally to provide free access to over 3,800 courses from leading universities and companies. Click here.
Chris and Centr have teamed up and are offering a Free 6 week online fitness with Chris Hemworth click to register here